As if remembering all of my work and personal logins and passwords wasn’t difficult enough, the Swiss banking system does its part to add to the challenge. First, there’s my online bank account login, which is a 7-digit number that can’t be changed. Then there are the credit card PIN codes. These PINs must be entered every time the credit cards are used and, as with my bank account log-in, they can’t be changed either.
To further complicate my banking activities, there’s the SecureID (see photo). It provides a random 6-digit code that changes every 30 seconds and must be entered during the login process and to confirm all online activity (e.g., when transferring money or paying bills). I understand the rationale for its use, but I’d still prefer not to have to lug it around on my key chain.
To further complicate my banking activities, there’s the SecureID (see photo). It provides a random 6-digit code that changes every 30 seconds and must be entered during the login process and to confirm all online activity (e.g., when transferring money or paying bills). I understand the rationale for its use, but I’d still prefer not to have to lug it around on my key chain.
While I appreciate the extra security in an age where ID theft and various forms of internet related fraud / scams have become ever present, it would be nice to make the security a little more user-friendly (e.g., log-ins / PINs that can be changed to something memorable).